Welcome to NOBS Insurance Group

We’re licensed health insurance brokers helping individuals, families, and business owners find affordable, personalized coverage without the confusion, pressure, or hidden surprises.

We shop multiple carriers to find you the best options for:

  • Health Insurance (ACA / Marketplace Plans)

  • Medicare Advantage & Medicare Supplements

  • Self-Employed Health Insurance

  • Employer Group Health Plans

  • Short-Term & Travel Insurance

  • Dental & Vision Insurance

  • Accident, Critical Illness & Cancer Coverage

  • Life Insurance (Term, Whole, Final Expense, Living Benefits)

💡 And the best part? Our services come at no cost to you.

Have You Asked Yourself…

A list of questions about health insurance coverage with a dark blue background and the questions written in white text.
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Nicol Law
NOBS Insurance Group Owner

Matt Butler
NOBS Insurance Group Owner

Health insurance can be confusing, but finding the right coverage shouldn’t be. We help you compare options, understand your choices, and build coverage that fits your life, your needs, and your budget.

Best of all, our services come at no cost to you.

As an independent broker, we’re not tied to just one insurance company. That means we can shop multiple carriers to help you find the best value and the right fit for your unique situation.

No pressure. No cookie-cutter plans. No BS.

We are licensed and proudly serve multiple states

Schedule Your Free Consultation

SERVICES

  • Health Insurance Solutions

    Affordable Care Act (ACA) Marketplace Health Plans

    Looking for affordable health insurance through the Marketplace?We help individuals and families compare ACA plans from top insurance carriers to find coverage that meets their healthcare needs and financial goals.

    Our services include:

    Comparing Marketplace health insurance plans

    Determining eligibility for premium tax credits and subsidies

    Assisting with Open Enrollment and Special Enrollment Periods

    Helping you choose the right coverage based on doctors, prescriptions, and usage

  • Medicare Coverage

    Understanding Medicare can feel overwhelming, especially with so many options to choose from.

    We work with you one-on-one to explain how Medicare works and help you find the coverage that best fits your needs — whether you're enrolling for the first time or reviewing your current plan.

    We can help you compare:

    Medicare Advantage plans (with or without drug coverage)

    Prescription drug plans (Part D)

    Medicare Supplement (Medigap) plans.

    Our focus is to make the process simple, clear, and tailored to you.

  • Supplemental Insurance

    Because your health insurance doesn’t cover everything…Let’s be real even great health insurance can leave you with unexpected out-of-pocket costs.. That’s where supplemental coverage comes in. At NOBS Insurance Group, we help you fill the gaps so one accident, diagnosis, or hospital stay doesn’t turn into a financial setback.

    We offer:
    ✔ Accident Insurance
    ✔ Cancer Insurance
    ✔ Critical Illness Coverage
    ✔ Hospital Indemnity Plans
    ✔ Dental & Vision Insurance

    These plans are designed to pay you directly — giving you the flexibility to cover medical bills, household expenses, or lost income when life happens. No guesswork. No one-size-fits-all plans.

  • Employer Group Option

    Taking care of your employees shouldn’t be complicated.

    If you’re an employer, you already know offering health benefits matters.
    But finding the right coverage at the right price? That’s where things get frustrating. That’s where we come in.

    At NOBS Insurance Group, we help businesses build custom group health plans that work for both the company and the employees.

    We offer:
    ✔ Group Health Insurance (HMO & PPO options)
    ✔ Dental & Vision Plans
    ✔ Life & Accident Coverage
    ✔ Flexible plan designs based on your budget

    Every business is different — so your benefits package should be too. No cookie-cutter plans. No unnecessary costs. We’ll help you create a benefits strategy that keeps your team covered and your business protected.

  • Health Sharing Christian Ministry Plans

    Looking for an alternative to traditional health insurance?

    Health sharing (Christian ministry) plans take a different approach. Instead of paying premiums to an insurance company, members contribute monthly to help share in each other’s eligible medical expenses creating a community built on support, responsibility, and shared values.

    ✔ Typically lower monthly costs
    ✔ Freedom to choose providers
    ✔ Designed for healthy individuals and families
    ✔ Faith-based, community-focused approach

    But let’s keep it real…

    👉 These are not traditional insurance plans
    👉 They are not regulated like ACA or major medical
    👉 Coverage is not guaranteed the same way insurance is

    That’s why it’s important to understand how they work and whether they truly fit your situation.

    We’ll walk you through the pros, the limitations, and help you decide if it’s the right option for you.

  • Travel Insurance

    Traveling outside the U.S.? Read this.

    Most health insurance plans don’t cover you overseas…

    Which means one accident, one illness, or one emergency
    could cost you thousands.

    That’s why we offer travel medical insurance.

    ✔ Covers medical bills while you're abroad
    ✔ Up to $1,000,000 in coverage
    ✔ Deductibles from $0–$500
    ✔ Very affordable for the peace of mind

    Let’s be clear —
    ❌ This is NOT trip cancellation coverage
    ✔ This is protection so you can come home without a financial disaster

Learn More

Frequently Asked Questions

  • A: The cost of health insurance varies depending on factors such as your age, location, and health status. However, I can work with you to find affordable options that fit your budget.

  • A: My services are zero cost to you!

  • A: It depends on your specific needs and budget. As an Independent Licensed Agent, I can help you understand your options and guide you towards the plan that best suits your situation.

  • A: You can easily schedule a consultation with me using the "Schedule Call" button. We will discuss your options and enroll you in the plan that you choose.

  • As a broker I work with my clients to identify and put together the best possible insurance plan for their specific coverage needs. I have no obligation to sell policies from one insurance company or another, meaning that I can shop around to find the best policies, at the best prices, according to each client’s needs.

Learn More
Get Started
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+ many, many more!

Reviews

  • "If you found your way to Nicol's page, you're one of the lucky ones. Wonderful customer service, coupled with her extensive knowledge, makes finding the perfect policy to fit your family easy and stress free. We're lucky to have Nicol; to help us navigate all our health insurance needs."

    Jackie K.

  • "Nicol is great to work with! She works hard to get the best coverage and rates for her clients and is constantly expanding her knowledge to best serve her clients! You can’t go wrong reaching out to Nicol!"

    Lynnlee M.

  • "Nicol is wonderful to work with! She has access to some of the best carriers around and always makes sure she is giving the best plan for the best price. Very trustworthy and knowledgeable."

    Patricia P.

  • "Nicol is your girl if you need insurance! She helped us walk through the different Marketplace options and set us up with an affordable, decent plan for my family. The process was painless and she was always GREAT about communication, answering questions, and just being there for me."

    Dona H.P

  • "I have worked with Nicol and she is always very responsive. When I learned that I may be losing health insurance coverage I immediately reached out to her. She answered all my questions and was ready with several different options. I highly recommend her to individuals and businesses who are seeking to obtain coverage."

    Jasmit D.

  • "Nicol is amazing to work with - she is very knowledgeable and go the extra mile to help her clients always, we highly recommend her."

    Carmen D.

  • "Nicol has helped me understand the intricacies of my plan, is very patient and has been an integral part of my overall healthcare experience making it feel painless!"

    Nyia N.

  • "We have used Nicol twice now and we would never consult with anyone else. She really knows her stuff and is very patient and helpful. We recommend her highly!!"

    Michael S.

  • "If you need help with Health Insurance this is the only person you need to contact. Nicol has amazing customer service and knowledge of the industry."

    Cameron T.

Get in Touch