SERVICES
Health Insurance Solutions
Our primary service is finding you and your family health care that fits your budget and meets your needs. I work with all major carriers in the nation to shop and compare your options. As an independent licensed broker contracted with IHC Specialty Benefits in Irving, TX, I have the flexibility to listen to your needs and provide you with the best options available.
Private insurance plans with a PPO network
Affordable Care Act/Obamacare
Short Term Coverage Options
Indemnity
Life Insurance
Life insurance is a critical part of securing your financial future. It offers a safety net for your loved ones in case of your passing, covering expenses like funeral costs, debts, and lost income. As an individual health insurance broker, I understand the importance of safeguarding your family's well-being. I can provide expert guidance on term life and whole life policies, customizing a plan that fits your specific needs and budget. Don't leave your family's financial security to chance. Contact me today to learn more about how life insurance can bring you peace of mind and protect your loved ones.
Medicare Coverage
Medicare is a complex system, and it can be difficult to navigate alone. We specialize in helping you understand your Medicare options, whether you are new to Medicare or have been enrolled for years. We can help you choose the right Medicare Advantage plan or supplemental coverage to meet your specific needs. We work with Medicare Advantage plans with or without drug plans, standalone PDP prescription plans, and Medigap supplements.
Schedule your complimentary call and we will review the following: Original Medicare (Parts A & B), Medicare prescription drug coverage (Part D), Medicare Advantage (Part C) and Medicare supplement insurance (Medigap). Let's see how some of them can be combined to provide you with more complete health care coverage!
Supplemental Insurance
We understand that health care coverage doesn't always cover everything. That's why we offer a variety of supplemental insurance options to help you cover the gaps. We offer accident insurance, cancer insurance, critical illness insurance, hospitalization insurance, dental insurance, and vision insurance. These plans are designed to provide you with additional coverage and pay you to offset household or medical expenses.
Accident
Every day we are at risk for a number of accidents. You could be involved in a car accident, or simply fall and break your arm. Regardless of the severity, injuries cost money. Hospital bills can add up quickly, and your insurance almost always charges out-of-pocket costs like deductibles, copayments and more. You shouldn’t have to empty your savings account paying for medical bills. Accident Insurance can provide cash benefits to help with out-of-pocket expenses that may not be covered by your major medical insurance.Cancer
No one expects to get cancer, but the reality is that you may be at risk, especially if you have a family history of cancer. Recovering from cancer can be physically, emotionally and financially difficult. Cancer Insurance can help with out-of-pocket medical expenses that may not be covered by major medical. Your benefits are paid directly to you, so you can choose whether to use them for medical costs or your basic living expenses.Critical illness
An illness or injury can happen to anyone, anytime - and when it does, everyday expenses may suddenly seem overwhelming. Are you prepared to pay the out-of-pocket costs for that care? These plans pay cash benefits directly to you, unless you choose otherwise. They are designed to provide you with cash benefits if you experience a covered health event. This means that you will have added financial resources to help with expenses incurred, ongoing living expenses or any purpose you choose.
Let us help you choose the right supplemental insurance coverage to meet your specific needs!
Employer Group Options
If you're an employer looking to provide health care coverage for your employees, we can help. We offer a variety of group health insurance as well as dental, vision, life and accident options that can be tailored to meet the specific needs of your company and your employees. We understand that every business is different. Our goal is to help you find affordable, high-quality health care coverage in a HMO or PPO network depending on the type of flexibility you need.